Raymond Carota - Wealth Advisor
President
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Phone: 610-828-1155
Email: rcarota@brandywinefinancialgroup.com
Jill Monteleone - Client Service Associate
Phone: 610-828-1155
Email: jmonteleone@brandywinefinancialgroup.com
Michael J. Deo CPA, Certified Public Accountant -
Associate Wealth Advisor
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Phone: 610-828-1155
Email: mdeo@brandywinefinancialgroup.com
Michael C. Melchere - Associate Wealth Advisor
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Phone: 610-828-1155
Email: mmelcher@brandywinefinancialgroup.com
William J. Griffin, Jr. - Full Service Property and
Casualty Agent
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Phone: 610-277-9202
Email: bill@griffingriffin.net
Phyllis Nunn Ruth - BookKeeper
Phone: 610-828-1155
Email: pruth@brandywinefinancialgroup.com
Vincent Montebello - VP Information Technology
Systems
Phone: 215-745-2130
Email: techmonkeyweb@techmonkeyweb.com
Brandywine Financial Group's Advisory Board of Governors
Pete & Diane Book
Florida
Lee & Cindy Smith
Maryland
Mike & Kit Soccio
South Carolina
Andy & Faye Sondey
North Carolina
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Raymond Carota  top of page
Wealth Advisor
President
Raymond Carota is the founder and owner of Brandywine Financial Group, Inc., a registered investment advisory firm. His 16 years of experience and continuing education provides an ideal foundation for his work as a wealth advisor.
Raymond believes the cornerstone of financial planning is the recognition that everyone’s economic and life situation is unique and that personalized service is essential when matching clients with the appropriate financial solutions. He is dedicated to learning about personal goals and will use them to build a True Wealth Plan that remains focused on his clients’ specific needs. Raymond advocates a comprehensive approach to financial planning that integrates cash flow, investments, tax, insurance and estate planning within the framework of a carefully designed wealth management solution.
He values the principles of hard work, honesty, loyalty, and dedication and understands his responsibility to provide solutions that build the foundation for financial independence.
Raymond lives in West Conshohocken, PA and away from the business he enjoys golfing, cycling and spending time with family and friends.
Education:
B.B.A. in Economics and Finance from West Chester University
Certifications and Licenses:
Insurance license in Life, Health and Annuities
NASD Series 24 (General Securities Principal)
NASD Series 7 (General Securities Representative)
NASD Series 63 (Uniform Securities Agent, State Law Exam)
NASD Series 66 (Uniform Combined State Law)
NASD Series 65: (Uniform Investment Advisor Exam)
Experience:
Carota Wealth Management Group/Ambrose Financial Group
American Express Financial Advisors
Accolades:
Advisor Client Service Mercury Award for outstanding client service and achievement in managing and training support staff
Established the West Chester, PA branch office for American Express Financial Advisors
Michael J. Deo CPA top of page
Certified Public Accountant
Michael J. Deo, CPA, Secretary/Treasurer of Deo, LaManna, Deo & Co., P.C., has more than eighteen years of experience as a public accountant. Michael is a member of the New Jersey Society of Certified Public Accountants and The American Institute of Certified Public Accountatns. Michael is also a member of the Institute of Business Appraisers.
Michael specializes in consulting and business planning for small businesses. Michael has extensive experience and education training personal financial planning and maintains a Series 6 securities license as well as a license as a Life and Health Insurance Provider.
Michael's experience in taxation includes business and personal tax planning as well as representing clients before the Internal Revenue Service, State Tax Authorities, and the Department of Labor. Over the years, Michael has been very successful in arranging favorable "Offer in Compromise" agreements with the Internal Revenue Service.
Michael also has extensive experience and educational training in the area of business valuations, which includes developing the technical aspect of the reports.
Michael C. Melchere top of page
Associate Wealth Advisor
With over 9 years of sales experience, Michael provides a client focused attitude that delivers solutions for the clients of Brandywine Financial Group, Inc. Upon graduating from the University of Pennsylvania, where he earned a degree in Communications from the Annenberg School, Michael focused his attention on the world of national television sales for News Corporation and it’s FOX Networks in Manhattan’s Rockefeller Center. After spending a year in the Big Apple, Michael discovered a desire to move back to his roots in Philadelphia. In anticipation of the move, Michael secured a position as a Senior Account Executive for Viacom and its radio division Infinity Broadcasting. Michael was recognized as Account Executive of the year in his first year with Infinity and Account Executive of the quarter 5 more times afterwards.
After two years, Michael’s focus is providing the clients of the Brandywine Financial Group with the wealth management solutions necessary to help them achieve their financial goals. Michael is in the process of attaining the following certifications: Insurance license in Life, Health, and Annuities as well as the following investment licenses: NASD Series 7 (General Securities Representative) and Series 66 (Uniform Combined State Law, which includes the NASD Series 65 Uniform Investment Advisor).
William J. Griffin, Jr. top of page
Full Service Property and Casualty Agent
William J. Griffin, Jr. began his insurance career in 1973 with American Mutual Insurance Company as a commercial lines producer. By 1975, he was the sales manager of their Reading, PA office. In 1978, Mr. Griffin moved to INA (now ACE Insurance Group) as a field market manager and underwriter for international commercial accounts.
After leaving INA in 1982, he associated with the John L. Endriss, Jr. Insurance Agency (founded in 1960), as an independent producer, purchasing the Endriss Agency in 1990.
Mr. Griffin is a life long resident of Montgomery County, PA. He and his wife Eleanor reside in East Norriton Township, PA with two of their three children. Mr. Griffin is a graduate of Bishop McDevitt HS in Wyncote, PA, receiving his BA from St. Leo University, St. Leo, Florida. He earned the Certified Insurance Counselor (CIC) designation in 1994. He currently holds a PA agent and brokers license for property, casualty, life, and health insurance. Also, he has his Series 6 and 63.
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