Home
Services
Accounts
Resource Center
Strategic Alliances
Our Team
Contact Us
Our Team


  Raymond Carota - Wealth Advisor
  President
  View Bio
  Phone: 610-828-1155
  Email: rcarota@brandywinefinancialgroup.com

  Jill Monteleone - Client Service Associate
  Phone: 610-828-1155
  Email: jmonteleone@brandywinefinancialgroup.com

  Michael J. Deo CPA, Certified Public Accountant -
  Associate Wealth Advisor
  View Bio
  Phone: 610-828-1155
  Email: mdeo@brandywinefinancialgroup.com

  Michael C. Melchere - Associate Wealth Advisor
  View Bio
  Phone: 610-828-1155
  Email: mmelcher@brandywinefinancialgroup.com

  William J. Griffin, Jr. - Full Service Property and
  Casualty Agent
  View Bio
  Phone: 610-277-9202
  Email: bill@griffingriffin.net

  Phyllis Nunn Ruth - BookKeeper
  Phone: 610-828-1155
  Email: pruth@brandywinefinancialgroup.com

  Vincent Montebello - VP Information Technology
  Systems
  Phone: 215-745-2130
  Email: techmonkeyweb@techmonkeyweb.com

  John Lee - Webmaster
  View Bio
  Email: john@bitnari.com





Brandywine Financial Group's Advisory Board of Governors

Pete & Diane Book
Florida

Lee & Cindy Smith
Maryland

Mike & Kit Soccio
South Carolina

Andy & Faye Sondey
North Carolina










Raymond Carota     top of page
Wealth Advisor
President

Upon graduating from West Chester University, where he earned a degree in Economics with a concentration in Finance, Mr. Carota began his initiation into the world of wealth management at American Express Financial Advisors, in Wilmington, DE. During his time at American Express, Mr. Carota helped to establish the West Chester, PA branch office. He was recognized by garnering such prestigious accolades as the Advisor Client Service Mercury Award for outstanding client service and achievement in managing and training support staff.

Having recognized his client's desire for independent unbiased advice, Mr. Carota launched The Carota Wealth Management Group in November 1997. Aspiring to work in a team environment and leverage the knowledge and experience of others, Mr. Carota merged Carota Wealth Management Group with Ambrose Financial Group in September 2001. In 2003, Mr. Carota established Brandywine Financial Group, Inc., A Registered Investment Advisor with the goal of providing Solutions to help build the Foundation for his clients financial Independence.

Mr. Carota’s certifications include: insurance license in Life, Health and Annuities, as well as the following investment licenses; NASD Series 24 (General Securities Principal), NASD Series 7 (General Securities Representative), Series 63 (Uniform Securities Agent, State Law Exam), and Series 66 (Uniform Combined State Law Exam / Includes NASD Series 65: Uniform Investment Advisor Exam). Mr. Carota is always looking for ways to enhance his ability to serve his clients and is currently enrolled at the American College, Bryn Mawr, PA in pursuit of the Certified Financial Planner (CFP) designation.

Associations:
Member Chester County Estate Planning Council



Michael J. Deo CPA     top of page
Certified Public Accountant

Michael J. Deo, CPA, Secretary/Treasurer of Deo, LaManna, Deo & Co., P.C., has more than eighteen years of experience as a public accountant. Michael is a member of the New Jersey Society of Certified Public Accountants and The American Institute of Certified Public Accountatns. Michael is also a member of the Institute of Business Appraisers.

Michael specializes in consulting and business planning for small businesses. Michael has extensive experience and education training personal financial planning and maintains a Series 6 securities license as well as a license as a Life and Health Insurance Provider.

Michael's experience in taxation includes business and personal tax planning as well as representing clients before the Internal Revenue Service, State Tax Authorities, and the Department of Labor. Over the years, Michael has been very successful in arranging favorable "Offer in Compromise" agreements with the Internal Revenue Service.

Michael also has extensive experience and educational training in the area of business valuations, which includes developing the technical aspect of the reports.



Michael C. Melchere     top of page
Associate Wealth Advisor

With over 9 years of sales experience, Michael provides a client focused attitude that delivers solutions for the clients of Brandywine Financial Group, Inc. Upon graduating from the University of Pennsylvania, where he earned a degree in Communications from the Annenberg School, Michael focused his attention on the world of national television sales for News Corporation and it’s FOX Networks in Manhattan’s Rockefeller Center. After spending a year in the Big Apple, Michael discovered a desire to move back to his roots in Philadelphia. In anticipation of the move, Michael secured a position as a Senior Account Executive for Viacom and its radio division Infinity Broadcasting. Michael was recognized as Account Executive of the year in his first year with Infinity and Account Executive of the quarter 5 more times afterwards.

After two years, Michael’s focus is providing the clients of the Brandywine Financial Group with the wealth management solutions necessary to help them achieve their financial goals. Michael is in the process of attaining the following certifications: Insurance license in Life, Health, and Annuities as well as the following investment licenses: NASD Series 7 (General Securities Representative) and Series 66 (Uniform Combined State Law, which includes the NASD Series 65 Uniform Investment Advisor).



William J. Griffin, Jr.     top of page
Full Service Property and Casualty Agent

William J. Griffin, Jr. began his insurance career in 1973 with American Mutual Insurance Company as a commercial lines producer. By 1975, he was the sales manager of their Reading, PA office. In 1978, Mr. Griffin moved to INA (now ACE Insurance Group) as a field market manager and underwriter for international commercial accounts.

After leaving INA in 1982, he associated with the John L. Endriss, Jr. Insurance Agency (founded in 1960), as an independent producer, purchasing the Endriss Agency in 1990.

Mr. Griffin is a life long resident of Montgomery County, PA. He and his wife Eleanor reside in East Norriton Township, PA with two of their three children. Mr. Griffin is a graduate of Bishop McDevitt HS in Wyncote, PA, receiving his BA from St. Leo University, St. Leo, Florida. He earned the Certified Insurance Counselor (CIC) designation in 1994. He currently holds a PA agent and brokers license for property, casualty, life, and health insurance. Also, he has his Series 6 and 63.



John Lee     top of page
Webmaster

Upon graduation from Widener University with honors, John began his IT career with The Hartford Financial Services in Wayne, PA. With over 13 years of IT experience, John launched his own consulting firm, bitnari, in 2002. As website designer of BrandywineFinancialGroup.com, John continues to provide exceptional website support to Brandywine Financial Group, Inc.

John’s IT certifications include: ITIL Foundation, Apple Certified Help Desk Specialist (ACHDS), Microsoft Certified Professional (MCP), Certified Cisco Network Associate (CCNA), Certified Lotus Specialist (CLS), and Certified Novell Engineer (CNE). He is also a lifetime member of MENSA.