Broker Check

ADV, CRS & Privacy Notice

To Our Valued Clients:

Registered Investment Advisers are required to file updated disclosure documents and provide clients with a summary of any material changes on an annual basis. Since our last annual amendment filed on 1/22/2021, we have the following material changes to disclose:

  • Our firm has received full forgiveness of the Economic Injury Loan (“EIL”) program provided by the U.S. Small Business Administration's (“SBA”) in response to COVID-19.

  • Our firm no longer custodies our clients assets at TD Ameritrade, Inc. Our firm now recommends the custodial services of Trade-PMR, Inc.

  • Our firm has clarified in Item 5 of our Firm Brochure how we bill on cash and cash equivalents held in client accounts. Further, please see Item 8 of our Firm Brochure for more information about cash and cash equivalents.

Below we have made available our firm's most current Form ADV PART 2, Brochure Supplements, Form CRS and current Privacy Policy, which describes how we safeguard your personal information. Please let us know if you would like to request additional information about our services or receive a free copy of our Firm Brochure, Brochure Supplement(s), or Form CRS.

ADV Form 2A: Firm Brochure

Brochure Supplement for Raymond Carota

Brochure Supplement for Michael Deo



Privacy Policy

If there are any changes in your financial situation or investment objectives, please contact us at your earliest convenience to schedule a time to discuss this further. We would like to take this opportunity to thank you for your ongoing business and look forward to a prosperous year together.

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