ADV, CRS & Privacy Notice

To Our Valued Clients:

Registered Investment Advisers are required to file updated disclosure documents and provide clients with a summary of any material changes on an annual basis. Since our last annual amendment filed on 03/30/2023, we have the following material changes to disclose:

• Updated Adviser Compensation to clarify fee schedule is on a "per account" level and not aggregate household level unless otherwise outlined in Schedule A of the Discretionary Investment Advisory Agreement ("DIAA")
• Removed Morningstar as Research Tool
• Michael Deo is no longer a Registered Representative of American Portfolios and is not a Registered Sales Assistant

Below we have made available our firm's most current Form ADV PART 2, Brochure Supplements, Form CRS and current Privacy Policy, which describes how we safeguard your personal information. Please let us know if you would like to request additional information about our services or receive a free copy of our Firm Brochure, Brochure Supplement(s), or Form CRS.

BFG ADV Form 2A: Firm Brochure

Brochure Supplement for Raymond Carota

Brochure Supplement for Michael Deo

BFG Form CRS

AP Form CRS

Privacy Policy

Identity Theft Protection Program ("ITPP")

If there are any changes in your financial situation or investment objectives, please contact us at your earliest convenience to schedule a time to discuss this further. We would like to take this opportunity to thank you for your ongoing business and look forward to a prosperous year together.